AD
Feeling intimidated by investing? You're not alone. But you don't need to be a expert to start growing your wealth. This simple roadmap breaks down how to begin your investment journey in Malaysia confidently.
1. Lay the Foundation: Clear Debt & Build an Emergency Fund Before investing, pay off high-interest debt (like credit cards). Then, save 3-6 months' worth of living expenses in a safe, accessible account. This is your safety net, so you don't have to sell investments in a panic during emergencies.
2. Know Your Risk Appetite How much volatility can you stomach? If the thought of your portfolio value dropping keeps you up at night, you likely have a low risk tolerance. This means you should lean towards more conservative investments like bonds or stable blue-chip stocks.
3. Start with Simple, Low-Cost Options You don't need to pick individual stocks right away. Consider:
Unit Trusts: Professionally managed funds, easy to start with small money.
Robo-Advisors: Automated platforms like StashAway that build and manage a portfolio for you based on your risk profile. They are affordable and beginner-friendly.
Exchange-Traded Funds (ETFs): A basket of stocks that trades like a single share, offering instant diversification.
4. The Golden Rule: Invest for the Long Term Investing is not get-rich-quick. It's about patience and consistency. Avoid emotional decisions based on market hype or panic. The power of compounding works best over many years. Start small, invest regularly, and let time do the heavy lifting.
The best time to start investing was yesterday. The second-best time is today. Take that first step.
Warner Bros bidding war and red hot M&A market has dealmakers working through holidays
A flurry of multi-billion-dollar deals has bankers and advisers from Wall Street to Canary Wharf packing laptops next to presents and warning family and friends their holiday vacations over the next two weeks will be cut short. There have been $463.6 billion in mergers and acquisitions announced this month, 30% more than last year, including Trump Media Technology Group's $6 billion merger with nuclear fusion firm TAE Technologies, IBM's $11 billion purchase of data infrastructure company Confl
Sheikha Bodour Al Qasimi recalls how Sharjah Ruler shaped love for reading
Sheikha Bodour bint Sultan Al Qasimi is a rare kind of multi-hyphenate whose work spans several, diverse fields. She is president of the American University of Sharjah, chairperson of Sharjah Book Authority, founder and CEO of Kalimat Group, author, an accomplished mountaineer, a UNESCO Goodwill Ambassador for Education and Book Culture and founder of Tanweer Festival among many other accomplishments in education, arts, culture and publishing. Most recently, she collabora
Dubai KHDA Releases 2024–25 School Inspection Ratings for New Schools
The Knowledge and Human Development Authority (KHDA) has published inspection results for four private schools that opened in 2022, marking the only institutions to receive detailed ratings for the 2024–25 academic year. Following a decision in early 2024 to pause full inspections for most schools, this limited number of reviews reflects KHDA’s focus on giving schools time for internal development and self-evaluation. The pause on full inspections will continue into the 2025–26 academic year.Why
The Rise of Affordable Cars: A Glimpse into the Future of Automotive Industry
In conclusion, the rise of affordable cars reflects a broader shift in consumer behavior and economic realities. With more individuals seeking reliable and cost-effective transportation solutions, the automotive industry is responding with a diverse range of options. From compact cars to budget-friendly SUVs, affordable vehicles are making it possible for more people to enjoy the benefits of car ownership. As we move forward, it will be exciting to see how this trend continues to shape the autom
Best Used Cars in UAE Under 20K AED
Owning a car in the UAE doesn’t have to mean stretching your budget or taking unnecessary risks. With the right approach, it’s entirely possible to find a dependable used vehicle for under 20,000 AED that can handle daily commutes, summer heat, and long highway drives. As fuel costs and living expenses fluctuate, more residents are turning to the used car market in search of practical value rather than flashy upgrades.The UAE’s second-hand car scene is one of the most active in the region. A ste
Beauty in the Middle East: Russian brands enter a demanding market
How the UAE climate and expectations for skincare and beauty shape the demand that Russian brands are seeking to meet
Parenting in the age of TikTok: How to get your teenager to actually listen
Being a parent today can feel more complicated than ever before. Like every generation, we have grown up in a world very different from the one our children inherit. But the pace of change has never been this fast, nor its impact this profound. The rise of AI, the spread of technology, and social media have transformed how young people connect, learn, and see themselves.
Resilience in Fashion: Nafsika Skourti's Journey Amidst Turmoil
“As a community, including business owners, consumers, retailers, and influencers, we dare to believe in better days,” Nafsika states. “Against all odds, we remain optimistic, as we have a responsibility to nurture our ecosystem. Endurance in this region is second nature.”
6 ways how you pay will change in UAE by 2026
The UAE is already one of the world’s most advanced digital economies — but by 2026, the way people make everyday payments will shift even further. New technology, smarter tools and more seamless systems are set to redefine how money moves across the country.A recent global report highlights that the next wave of payment innovation will centre on making transactions more personalised, more secure and more effortless. As digital habits grow stronger and residents rely more on connected services,
Watch: Residents brave heavy rains, share umbrella amid downpour in Fujairah
Heavy rains lashed parts of the UAE on Friday (January 9), with the National Centre of Meteorology (NCM) sharing footage of the downpour across several regions. Videos shared by the weather department showed rain-soaked roads and overcast skies as showers intensified in some areas. A clip from Fujairah captured a more heartwarming moment amid the heavy rains, showing a father and a child braving strong winds and heavy rains as they walked along a water-logged road, sharing a small umbrella for c
Mebashi: Delivering performance, reliability and style in home appliances across the UAE and beyond
From professional coffee machines that elevate at home brewing to versatile kitchen appliances that streamline everyday tasks, the brand is delivering on the core needs of modern consumers
Restaurant Review: Inside Dubai’s Michelin-starred Indian vegetarian sanctuary
Avatara is unlike any other restaurant in Dubai in countless ways. This small, unassuming spot nestled in Dubai Hills appears, from the outside, like your typical neighbourhood eatery, but nothing could have prepared us for what was to come. I have to admit, dissimilarly to many Dubai foodies, I knew very little about Avatara and its concept. The restaurant is the world’s only Indian vegetarian restaurant to hold a Michelin star, with a singular 17-course tasting menu for each guest. They define themselves as “the reincarnation of soulful Indian food”, utilising clean, seasonal ingredients to produce something magical, artistic, and truly memorable.
