AD
With numerous banks and credit companies in Israel, choosing the right credit card can save you hundreds of shekels a year and earn valuable rewards. Don't just settle for your bank's default offer.
1. Understand the Key Cost: The "Havad" (Commission) This is the fee the card issuer charges merchants, but it's also the pool from which your rewards are funded. Cards with higher "Havad" typically offer better rewards, but may have an annual fee.
2. Identify Your Spending Profile Your best card depends on where you spend your money.
The Supermarket Shopper: Look for cards that offer high cashback or points at chains like Shufersal, Rami Levy, and Yenot Bitan.
The Frequent Diner: Cards that offer double points or special discounts at restaurants.
The Traveler: A card that offers travel insurance, lounge access, and points that can be converted to airline miles (e.g., with Isracard's "Points for Miles" program).
The All-Round Spender: A card with a solid, flat-rate cashback on all purchases.
3. Key Features to Compare
Annual Fee: Many good cards have no fee, but premium cards with a fee can be worth it for high spenders.
Payment Flexibility (Tzir Briut): Options to split large purchases into interest-free installments.
Insurance Benefits: Travel insurance, purchase protection, and extended warranty.
App & Service Quality: A user-friendly app for managing payments and tracking rewards is crucial.
4. Where to Compare Use independent Israeli comparison websites like "Bitzua" or "Moneynet" to get an unbiased view of the latest offers from Isracard, Cal, Max, and the banks.
A few hours of research can put money back in your pocket every time you shop.
Why Stress Fuels PCOS Flare-Ups: Insights from UAE Doctors
Stress doesn’t just affect your mind—it can significantly impact your body, often in ways you may not notice. That knot in your stomach, the sudden tightening in your chest, or unexpected skin breakouts are all signals that your body is under pressure.For women, chronic stress can have a particularly strong effect on one of the most common reproductive conditions: Polycystic Ovary Syndrome (PCOS). PCOS is not solely about the ovaries—it involves a complex interplay between the brain, adrenal gla
Resilience in Fashion: Nafsika Skourti's Journey Amidst Turmoil
“As a community, including business owners, consumers, retailers, and influencers, we dare to believe in better days,” Nafsika states. “Against all odds, we remain optimistic, as we have a responsibility to nurture our ecosystem. Endurance in this region is second nature.”
UAE: Some parents face traffic, 'forget' new Friday school timings
Many parents across the UAE faced heavy traffic on Friday (January 9) — the first day of revised school dismissal schedules following changes to Jumu’ah prayer timings. While some were able to rearrange work commitments, others found themselves stuck in gridlock and returning late to the office.
Dubai's biggest NY celebration, New Year Family Carnival 2026, is here
Dubai is set to witness its biggest New Year celebration, the New Year Family Carnival 2026, at the Horizon Beach and Lounge, Le Méridien Mina Seyahi Beach Resort & Waterpark on December 31, 2025. The event is organised by Nirvana Nightlife, Sahara, The Eventique and Glitch This all-age event family friendly carnival features an electrifying atmosphere, beachfront festivities, clear views of the New Year fireworks, food and beverages, more than 21 zones and world-class entertainments, including
Why the new year doesn't mean 'new you': Here's what to do instead
On the last day of the year, many of us pretend the calendar is a clean slate. New page. New energy. New habits. In reality, most people wake up on January 1 with the same patterns and the same nervous system they carried through the year before. Because if your inner world is running on fight‑or‑flight, no planner, no vision board, no “new year, new me” mantra is going to save you from waking up already tense, bracing for impact.
The Integration of Digital Learning in UAE Schools: A Lasting Change
"We are mindful of maintaining a healthy balance, ensuring that technology enhances learning without leading to excessive screen time. Therefore, teachers are blending the strengths of face-to-face instruction, such as direct engagement, discussion, and hands-on experiences, with the efficiency and accessibility of digital tools,” Menon added.
Financial Planner vs. Adviser: Which Does Singapore Need?
The terms "financial planner" and "financial adviser" are often used interchangeably in Singapore, but subtle differences exist. Understanding these can help you find the right professional for your unique situation.
How Indian schools in UAE are adjusting exam routines for students, staff ahead of Ramadan
With Ramadan expected to begin in mid-February, Indian schools across the UAE are responding in varied ways to final examinations — from modifying study schedules during school hours to spreading teacher tasks such as paper correction over multiple shorter sessions.School leaders pointed out that the key lies in preparing nearly a year in advance, aligning UAE academic calendars with the shifting Islamic lunar cycle, and ensuring that exams respect both academic requirements and the realities of
MI Emirates claims spot in ILT20 final with 7-wicket win over Abu Dhabi Knight Riders
MI Emirates booked their spot in the DP World ILT20 Season 4 final with a convincing seven-wicket win over Abu Dhabi Knight Riders in Qualifier 2 at the Sharjah Cricket Stadium on Friday. After restricting the Knight Riders to 120/8, Shakib Al Hasan and Tom Banton sealed the chase to set up a final clash against the Desert Vipers on 4 January at the Dubai International Stadium.
HotelPlanner Tour 2026, UAE steps into the spotlight on the Road to Mallorca
The HotelPlanner Tour has unveiled its 2026 schedule, setting the stage for another highly competitive season on the Road to Mallorca. Spanning 28 tournaments across 19 countries and three continents, the Tour will once again offer a total prize fund of €9 million, matching last year’s figure and underlining its growing status as one of golf’s most important global pathways.The 2026 season also marks the second year of a multi year title partnership with technology company HotelPlanner, as the E
Upcoming Unsettled Weather Forecast in the UAE
The National Centre of Meteorology (NCM) has predicted a period of relatively unsettled weather across the country from Saturday, April 18, to Wednesday, April 22.
How to Reduce Startup Costs for Small Businesses?
Starting a small business in the UAE can be exciting, but it often comes with high initial costs. From company registration to office setup, equipment, and marketing, expenses can quickly add up. Even with careful planning, new entrepreneurs often find themselves spending tens of thousands of dirhams in the first year.The key to success is managing these expenses wisely. By finding smarter alternatives, you can stretch your budget without compromising quality or growth potential. Here are some p
